:root {
  --color-primary: #f28c00;
  --color-primary-dark: #d97706;
  --color-accent: #0d4d8b;
  --color-accent-soft: #e9f2fb;
  --color-success: #198754;
  --color-text: #18324a;
  --color-text-muted: #5f7387;
  --color-bg: #f7f9fc;
  --color-surface: #ffffff;
  --color-border: rgba(24, 50, 74, 0.1);
  --color-dark: #0d2136;
  --shadow-soft: 0 20px 50px rgba(13, 33, 54, 0.08);
  --shadow-card: 0 14px 32px rgba(13, 33, 54, 0.08);
  --radius-sm: 12px;
  --radius-md: 18px;
  --radius-lg: 24px;
  --radius-pill: 999px;
  --container-max: 1160px;
  --space-1: 0.5rem;
  --space-2: 1rem;
  --space-3: 1.5rem;
  --space-4: 2rem;
  --space-5: 3rem;
  --space-6: 4rem;
  --space-7: 5rem;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Manrope", sans-serif;
  color: var(--color-text);
  background:
    radial-gradient(circle at top left, rgba(242, 140, 0, 0.08), transparent 28%),
    linear-gradient(180deg, #ffffff 0%, var(--color-bg) 100%);
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  padding-left: 1.2rem;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--color-dark);
  color: #fff;
  padding: 0.75rem 1rem;
  z-index: 1000;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

.site-container {
  max-width: var(--container-max);
}

.section-space {
  padding: var(--space-6) 0;
}

.section-space-lg {
  padding: 7rem 0 5rem;
}

.section-space-sm {
  padding: 1.25rem 0;
}

.section-heading {
  max-width: 720px;
  margin-bottom: var(--space-4);
}

.section-heading h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.12;
  margin-bottom: 1rem;
  font-weight: 800;
}

.section-heading p,
.hero-copy,
.panel-copy,
.service-card p,
.authority-item p,
.process-card p,
.testimonial-card p,
.contact-card,
.form-note,
.cta-panel p {
  color: var(--color-text-muted);
}

.eyebrow-pill {
  display: inline-flex;
  align-items: center;
  padding: 0.55rem 0.95rem;
  border-radius: var(--radius-pill);
  background: rgba(242, 140, 0, 0.12);
  color: var(--color-primary-dark);
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 0.01em;
  margin-bottom: 1rem;
}

.eyebrow-center {
  justify-content: center;
}

.eyebrow-dark {
  background: rgba(255,255,255,0.14);
  color: #fff;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.88);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(24, 50, 74, 0.06);
}

.navbar {
  padding: 0.9rem 0;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.85rem;
  font-weight: 800;
  color: var(--color-dark);
}

.brand-logo {
  width: 56px;
  height: 56px;
  object-fit: contain;
  border-radius: 50%;
}

.brand-text {
  font-size: 1rem;
  line-height: 1.2;
}

.nav-link {
  color: var(--color-text);
  font-weight: 700;
  padding: 0.7rem 1rem !important;
  border-radius: var(--radius-pill);
}

.nav-link:hover,
.nav-link:focus,
.nav-link.active {
  color: var(--color-accent);
  background: rgba(13, 77, 139, 0.08);
}

.btn {
  border-radius: var(--radius-pill);
  font-weight: 800;
  padding: 0.95rem 1.4rem;
  transition: all 0.25s ease;
}

.btn-brand {
  background: linear-gradient(135deg, var(--color-primary), #ffab2d);
  border: none;
  color: #fff;
  box-shadow: 0 12px 24px rgba(242, 140, 0, 0.25);
}

.btn-brand:hover,
.btn-brand:focus {
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  color: #fff;
  transform: translateY(-2px);
}

.btn-outline-brand {
  background: #fff;
  border: 1px solid rgba(13, 77, 139, 0.18);
  color: var(--color-accent);
}

.btn-outline-brand:hover,
.btn-outline-brand:focus {
  color: var(--color-accent);
  border-color: rgba(13, 77, 139, 0.3);
  background: var(--color-accent-soft);
  transform: translateY(-2px);
}

.hero-title {
  font-size: clamp(2.5rem, 5vw, 4.5rem);
  line-height: 1.02;
  font-weight: 800;
  max-width: 12ch;
  margin-bottom: 1.25rem;
  letter-spacing: -0.03em;
}

.hero-copy {
  font-size: 1.15rem;
  max-width: 58ch;
  margin-bottom: 1.75rem;
}

.hero-points {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-bottom: 2rem;
}

.hero-point-card,
.card-surface,
.cta-panel {
  background: rgba(255,255,255,0.92);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-card);
}

.hero-point-card {
  border-radius: var(--radius-md);
  padding: 1rem;
}

.hero-point-card strong {
  display: block;
  margin-bottom: 0.35rem;
  font-size: 0.98rem;
}

.hero-point-card span {
  color: var(--color-text-muted);
  font-size: 0.95rem;
}

.trust-inline {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem 1.25rem;
  margin-top: 1.5rem;
  color: var(--color-text-muted);
  font-size: 0.95rem;
  font-weight: 700;
}

.trust-inline span::before {
  content: "•";
  color: var(--color-primary);
  margin-right: 0.45rem;
}

.hero-panel,
.service-card,
.authority-panel,
.process-card,
.testimonial-card,
.contact-card,
.contact-form {
  border-radius: var(--radius-lg);
  padding: 2rem;
}

.hero-panel {
  position: relative;
  overflow: hidden;
}

.hero-panel::after {
  content: "";
  position: absolute;
  width: 180px;
  height: 180px;
  right: -40px;
  top: -40px;
  background: radial-gradient(circle, rgba(242, 140, 0, 0.18), transparent 70%);
  pointer-events: none;
}

.panel-badge {
  display: inline-flex;
  padding: 0.55rem 0.85rem;
  border-radius: var(--radius-pill);
  background: rgba(13, 77, 139, 0.08);
  color: var(--color-accent);
  font-weight: 800;
  margin-bottom: 1rem;
}

.panel-title {
  font-size: 1.65rem;
  line-height: 1.2;
  font-weight: 800;
  margin-bottom: 0.85rem;
}

.offer-list {
  list-style: none;
  padding: 0;
  margin: 1.25rem 0 1.5rem;
}

.offer-list li {
  position: relative;
  padding-left: 1.75rem;
  margin-bottom: 0.85rem;
  font-weight: 700;
}

.offer-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--color-success);
}

.finance-card {
  background: linear-gradient(180deg, #fff8ee 0%, #fff 100%);
  border: 1px solid rgba(242, 140, 0, 0.16);
  border-radius: var(--radius-md);
  padding: 1.25rem;
}

.finance-card h3 {
  font-size: 1.05rem;
  margin-bottom: 0.5rem;
  font-weight: 800;
}

.trust-bar {
  background: #fff;
  border-top: 1px solid rgba(24, 50, 74, 0.06);
  border-bottom: 1px solid rgba(24, 50, 74, 0.06);
}

.trust-stat {
  height: 100%;
  padding: 1rem 1rem;
}

.trust-number {
  display: block;
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--color-accent);
  margin-bottom: 0.35rem;
}

.trust-stat p {
  margin: 0;
  color: var(--color-text-muted);
}

.service-card h3,
.authority-item h3,
.process-card h3,
.contact-card a,
.contact-card strong,
.testimonial-card footer {
  font-weight: 800;
}

.service-card {
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.service-card:hover,
.service-card:focus-within,
.process-card:hover,
.testimonial-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-soft);
}

.service-icon,
.process-step {
  width: 52px;
  height: 52px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(242, 140, 0, 0.14), rgba(13, 77, 139, 0.1));
  color: var(--color-accent);
  font-weight: 800;
  margin-bottom: 1rem;
}

.authority-section,
.testimonial-section {
  background: linear-gradient(180deg, rgba(13, 77, 139, 0.04), rgba(255,255,255,0.7));
}

.authority-list {
  display: grid;
  gap: 1rem;
}

.authority-item {
  padding-bottom: 1rem;
  border-bottom: 1px solid rgba(24, 50, 74, 0.08);
}

.authority-item:last-child {
  border-bottom: 0;
}

.quote-mark {
  font-size: 4rem;
  line-height: 1;
  color: var(--color-primary);
  font-weight: 800;
}

.authority-quote {
  font-size: 1.35rem;
  line-height: 1.4;
  font-weight: 700;
  margin-bottom: 1rem;
}

.authority-person {
  display: flex;
  flex-direction: column;
  margin-bottom: 1.5rem;
}

.authority-person span {
  color: var(--color-text-muted);
}

.mini-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.mini-card {
  padding: 1rem;
  border-radius: var(--radius-md);
  background: rgba(13, 77, 139, 0.05);
}

.mini-card strong {
  display: block;
  margin-bottom: 0.35rem;
}

.mini-card span {
  color: var(--color-text-muted);
  font-size: 0.95rem;
}

.testimonial-card {
  margin: 0;
}

.testimonial-card p {
  font-size: 1.05rem;
}

.testimonial-card footer {
  margin-top: 1.25rem;
  color: var(--color-accent);
}

.cta-panel {
  border-radius: 28px;
  padding: 2.5rem;
  background: linear-gradient(135deg, #0d4d8b 0%, #0c365d 100%);
  color: #fff;
  box-shadow: 0 24px 50px rgba(12, 54, 93, 0.22);
}

.cta-panel h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.12;
  font-weight: 800;
  margin-bottom: 0.8rem;
}

.cta-panel p {
  color: rgba(255,255,255,0.82);
  max-width: 55ch;
}

.cta-btn {
  color: var(--color-accent);
  font-weight: 800;
}

.contact-card {
  display: grid;
  gap: 1rem;
}

.contact-row {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid rgba(24, 50, 74, 0.08);
}

.contact-row:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.contact-label {
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-text-muted);
  font-weight: 800;
}

.form-label {
  font-weight: 700;
  margin-bottom: 0.55rem;
}

.form-control {
  border-radius: 16px;
  border: 1px solid rgba(24, 50, 74, 0.14);
  padding: 0.9rem 1rem;
  min-height: 56px;
}

textarea.form-control {
  min-height: 150px;
}

.form-control:focus,
.btn:focus,
.nav-link:focus,
.navbar-toggler:focus {
  box-shadow: 0 0 0 0.22rem rgba(242, 140, 0, 0.2);
  border-color: rgba(242, 140, 0, 0.4);
}

.form-actions {
  margin-top: 1.5rem;
}

.form-note {
  font-size: 0.95rem;
}

.form-status {
  margin-top: 1rem;
  border-radius: 16px;
  font-weight: 700;
}

.form-status.success,
.form-status.error {
  padding: 0.95rem 1rem;
}

.form-status.success {
  background: rgba(25, 135, 84, 0.12);
  color: #146c43;
}

.form-status.error {
  background: rgba(220, 53, 69, 0.1);
  color: #a52834;
}

.site-footer {
  background: var(--color-dark);
  color: rgba(255,255,255,0.85);
  padding: 2.5rem 0 1.5rem;
}

.footer-top {
  display: flex;
  justify-content: space-between;
  gap: 2rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}

.footer-brand {
  color: #fff;
  margin-bottom: 1rem;
}

.footer-copy {
  max-width: 42ch;
  color: rgba(255,255,255,0.68);
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  align-content: flex-start;
  gap: 1rem 1.5rem;
  font-weight: 700;
}

.footer-links a:hover,
.footer-links a:focus {
  color: #fff;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 1.25rem;
  color: rgba(255,255,255,0.6);
  font-size: 0.95rem;
}

@media (max-width: 991.98px) {
  .hero-points,
  .mini-grid {
    grid-template-columns: 1fr;
  }

  .section-space-lg {
    padding: 5.5rem 0 4rem;
  }

  .footer-top,
  .footer-bottom {
    flex-direction: column;
  }
}

@media (max-width: 767.98px) {
  .section-space,
  .section-space-lg {
    padding: 4rem 0;
  }

  .hero-title {
    max-width: none;
  }

  .hero-copy {
    font-size: 1.05rem;
  }

  .hero-panel,
  .service-card,
  .authority-panel,
  .process-card,
  .testimonial-card,
  .contact-card,
  .contact-form,
  .cta-panel {
    padding: 1.5rem;
  }

  .brand-logo {
    width: 48px;
    height: 48px;
  }

  .brand-text {
    font-size: 0.95rem;
  }
}

@media (max-width: 479.98px) {
  .hero-actions .btn,
  .cta-btn,
  .form-actions .btn {
    width: 100%;
  }

  .navbar {
    padding: 0.65rem 0;
  }

  .trust-inline {
    font-size: 0.9rem;
  }
}


.inner-hero {
  position: relative;
}

.hero-title-inner {
  max-width: 13ch;
}

.content-panel {
  border-radius: var(--radius-lg);
  padding: 2rem;
}

.value-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.service-detail-card ul {
  margin-bottom: 0;
}

.form-select {
  background-position: right 1rem center;
}

@media (max-width: 991.98px) {
  .value-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 767.98px) {
  .content-panel {
    padding: 1.5rem;
  }
}


.footer-meta{
    font-size:14px;
    opacity:.85;
    margin-top:10px;
    text-align:center;
}

.footer-meta a{
    color:var(--primary);
    text-decoration:none;
    font-weight:500;
}

.footer-meta a:hover{
    text-decoration:underline;
}